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  • Friday, March 20, 2020 1:29 PM | Anonymous

    LCT Article by Martin Romjue

    A heavily attended forum hosted by the Minority Limousine Operators of America brought out some ASAP tips and advice on how stranded transportation operations can sustain themselves during the pandemic economy.

    Hosted by new MLOA President Darrell Anderson of A. National Limousine Service in Atlanta, the one overriding takeaway message for operators was: CASH IS KING. 

    Business owners must take every possible step to boost and preserve cash for the next few months, through a combination of SBA loans, deferred payments, minimal credit payments, expense cutting, cancelled purchases, vehicle liquidation, fleet insurance premium and worker’s comp insurance reductions, and/or labor reductions and layoffs.

    The message was blunt: If you want your company to survive a global and national crisis “10 times worse than 9/11,” you must shore up your cash.

    “Our world has been impacted, some businesses more than others,” Anderson told the hundreds of operators and vendors participating in the Wednesday call. “My company has been around for 38 years. During 9/11, I saw how most companies in our industry went out of business. They could not survive. That was an important learning lesson for me.”

    Also, operators should stop automatic withdrawals on your accounts to make sure you have complete control of all payments.

    “Defer as much as you can; you must preserve your cash if you are going to ride out this storm,” Anderson said. “None of us know how long this will go on or how bad it’s going to get. We are in the early stages of it. Take time to go through all your creditors. They are working with people. They are in same boat we are in. They’d rather keep a customer and work with a customer than get heavy handed by scaling equipment back or causing a default on loans.”

    However, business owners should not “assume grace.” They should ask and get terms in writing to establish a clear financial situation to ride out the emergency, Anderson said.

    To ensure as many luxury ground transportation companies survive the crisis as possible, the informal town hall type discussion produced the following strategies and calls to action:

    SBA Loans

    Apply for Small Business Administration disaster relief small business loans through the Economic Industry Disaster Relief Program -- now. Go to Operators should be ready to prove or show loss of revenue.

    Anderson relayed a story about how one fellow operator made the mistake of not laying off drivers after 9/11. He made mistake of not laying people off in 9/11 and ended up almost losing his business. This time he laid off all his drivers when 27 charters canceled after the pandemic was declared.

    One important point to note is that when the SBA states it takes 12-18 days to get loan approval, but in reality it often means 30 days. Business owners can borrow up to $2 million and extend payments for over 30 years, like with a mortgage.

    Anderson and MLOA leaders advised operators to gather accurate financial information that can prove the hardship level qualifying them for loans. It may be time consuming to go through the worksheets and forms, but your business survival depends on it.

    The operators who survived 9/11 eventually made money again. “Don’t worry about making profits,” Anderson said. “Worry about whether your company can survive this economic crisis and disease going out through country.”

    Former MLOA President Maurice Brewster, CEO of Mosaic Global Transportation in Sa Francisco, whose seven-county region is on total lockdown, said he filled out his forms and received a confirmation number within 45 minutes. Among the documents the SBA asked for were 2018, 2017, and 2016 federal tax returns and a recent P&L statement. The agency does not ask for collateral.

    He also advised business owners that if they have good relationships with their banks, to go to them for any kind of help or relief on payments or a bridge loan. SBA decision making has been escalated from months to weeks, he added.

    Operators should also take advantage of the federal income tax filing deadline extension to July 15. [However, that deadline does not apply to all state income taxes, so business owners should check with their state governments].

    Deferred Vehicle Payments

    Some operators are asking to suspend payments for 60-90 days. Operators should check with lenders and see if payments can be delayed or spread out longer.

    “I’ve gone to every one of my finance companies and banks and asked for a 120-day deferment of payments,” Brewster said. “I haven’t heard from two or three, but everyone else said yes, and are working on arrangements to defer payments and move those payments or put them toward rear-end of loans. Get on the phone with your lenders and ask the questions.”


    Companies with W-2 employees can take advantage of streamlined procedures for unemployment filing, which are less rigorous than under normal circumstances. Operators should evaluate which portions of their operators and client bases can justify keeping employees, and which ones cannot. Look at every position. If you can’t justify keeping certain employees, they either have to take leaves or carry unemployment benefits. Do not carry along employees if it brings more hardship on your business. In some states, self-employed operators, such as those with one or few vehicles, can file for unemployment.

    Brewster urged operators to reach out to worker’s comp insurance divisions to adjust their payments since those are tied to the number of employees and salaries on payroll.

    The same goes for fleet vehicle insurance. Insurers are generally willing to cooperate with reducing premiums for fleet vehicles that are mothballed. Operators should talk to their individual brokers to work out solutions.

    Lancer Insurance, a leading insurer of fleet vehicles in the luxury ground transportation industry, for example, will allow an operation to park a fleet for the next 60 days and then re-evaluate the situation. Insurers may be offering crisis discounts on premiums. Operators should negotiate terms that allow for them to remain afloat.


    Participants on the call stressed that insurance companies vary in their crisis procedures, premium flexibility, verification of fleet reductions, and other paperwork requirements.  

    Lastly, the MLOA leaders urged operators to do what many already have in communicating with clients through formal e-blasts, letters, or other messaging. “You need to have a written policy in place about disinfecting the inside of vehicles,” Anderson said. “That’s just being proactive with customers. You are putting their safety and that of their employees No. 1.“

    Martin Romjue

  • Tuesday, May 01, 2018 3:06 PM | Anonymous

    L-R: Travis Latham, Jaffet Juan, Maurice Brewster

    While attending the International LCT Show in Las Vegas, Vendor Member Jaffet Juan, with Advantage Funding, further demonstrated his commitment to our association

    As viewed above, Jaffet made a generous donation of $500 to further support the association initiatives. This is in addition to a unique sponsorship program launched during this event. For every funded deal during the entire 2018 year, Advantage Funding will donate $250 per completed deal!

    Planning on making a purchase(s)? Why not complete an application now to take advantage of this robust offer to set your fleet apart from your competition.

    Click HERE for your application and submit direct to Jaffet at Be certain to also thank him for his support and generous sponsorship commitment to the MLOA.

    Cell: (914) 954-3206

  • Thursday, March 15, 2018 11:01 AM | Anonymous

    Mosaic Global Transportation is no longer a finalist...They are the WINNERS of LCT’s Operator of the Year- Large Fleet category!

    During the recent International LCT Show in Las Vegas, a banquet was held to recognize those who captured the coveted awards in each category. The named finalists waited with baited breath to learn who would be recognized for their efforts. When the time came to name the winner for Large Operator in the 51+ Vehicle category, there was first a surprise announcement made. The judges indicated there was a tie! The painstaking method for selecting the final winner presented a challenge for the judges. As there was a number of finalists, this category faced two distinct companies who went toe-to-toe with their tabulated results. When the final envelope was opened Mosaic Global Transportation was chosen, along with Above All/Boston Car Service. 

    Brewster stated: "This is a coveted award recognizing all of the efforts of our employees and staff in making our company one of, if not the, best limousine & ground transportation companies in the world!" He further acknowledged the other finalists and congratulations to fellow winners Kevin Cronin and Brett Barenholtz, owners of Above All/Boston Car Service.

  • Friday, March 09, 2018 3:42 PM | Anonymous

    Congratulations 2018 Torch Awards Finalists!   

    BBB of Southern Arizona is pleased to announce the 16 finalists of the upcoming 2018 Torch Awards for Ethics. The 16 finalists are in the running to become winners in the below categories: 

    Customer Excellence Award: Catalina In-Home Service, Pima Dermatology, OOROO (aka Vistoso Automotive), Family Air Cooling and Heating. 

    Ethics Award: Re-Bath, Diamond Transportation, High-End Used Saddles, Catalina In-Home Services. 

    Good Neighbor Award: Chestnut Building & Design, Raskob Kambourian Financial, Re-Bath, High-End Used Saddles. 

    Spark Award: Hayes Construction, Re-Bath, Omni Pools, Pressure Works Industries. 

    The Torch Awards are judged by an independent, voluntary panel of judges comprised of business and community leaders throughout Southern Arizona. Our judges do not compare business against each other, but rather evaluates the businesses against the BBB standards. The BBB standards clearly speak to the character and competence of an organization. 

    Winners will be announced at the BBB Torch Awards Celebration Dinner on Friday, April 20th. 


    Abdou Louarti (COO)     Hillary Louarti (CEO)

  • Friday, February 09, 2018 4:13 PM | Anonymous

    Congratulations are in order for MLOA President Maurice Brewster and his team at Mosaic Global Transportation. 

    Maurice writes:

    MLOA Family & Friends:

    I have some very exciting news. 

    Just the other day, we received an email from Limousine Charter Transportation Magazine indicating that Mosaic Global Transportation is a Finalist for Operator of the Year- Large Fleet! This is a coveted award recognizing all of the efforts of our employees and staff in making our company one of, if not the, best limousine & ground transportation companies in the world!

    Thank you #LCTOOY for this great honor!


    Maurice H. Brewster
    Founder & Chief Executive Officer
    Mosaic Global Transportation

  • Monday, January 15, 2018 8:14 AM | Anonymous

    What can your small business do differently in 2018 to boost the results of your marketing efforts? Here are seven marketing resolutions every entrepreneur should make for the coming year.

    For full story as shared by SBA, click HERE

  • Friday, January 12, 2018 7:44 AM | Anonymous

    MLOA President Maurice H. Brewster demonstrates why he is a successful leader of our great association...

    For full details, click HERE

  • Monday, December 18, 2017 12:49 PM | Anonymous

    Additional media coverage, as provided by LCT Magazine, of our highly successful Annual Membership meeting can be found HERE

  • Wednesday, November 15, 2017 8:48 AM | Anonymous

    To a packed house, we are sharing the exclusive membership meeting coverage provided by Chauffeur Driven's Madeleine Maccar.

    For full details, click HERE

  • Tuesday, August 15, 2017 7:28 AM | Anonymous

    Our very own President & Founder of the Minority Limousine Operators of America Association, Maurice Brewster/President & Founder of Mosaic Global Transportation with his wife Rhonda were featured on MSNBC. For full story, click HERE 

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